Buyers have questions. It’s a good thing I have answers.
What to bring to the appointment
Please make a list of questions to bring to the appointment. The questionnaire will spark some questions, and you’ll think of others during our appointment. I want you to understand everything about this process, so ask away! It’s important.
BRING YOUR HOMEWORK
Each decision maker who will be living in the home (usually the adults) should make a list of deal-breakers, wishes, and wants for the new home…
Deal-breakers are things that will make the home a NO for your family. You may require a one-story home or only want a home with an enclosed garage. Maybe for you, a home with a galley-style kitchen is a deal-breaker, or if a home doesn’t have cable television access, it’s a no. Some people only want homes with a pool and others absolutely do not want a pool. Be sure only absolute deal-breakers go on this list.
Wishes are things that would be nice to have and would make you feel like you really hit the jackpot if you found a house with that feature. For example, a bay window in the kitchen or an outdoor kitchen by the pool. These are features you could certainly live without and wouldn’t really pay extra for, but they just may seal the deal if you found them in a property.
Wants are what we’re really looking for. They’re the “three bedroom, two bathroom, brick home with 2 car garage OR carport in XYZ school district”. These are the basics - the needs. The things that are needed to help your family function and flow go here.
BRING THE PRE-APPROVAL LETTER FROM YOUR LENDER
Most buyers think the first step in house hunting is just that - house hunting! But it’s actually pre-qualification with a lender. If you need a referral to a reputable local lender, I can help you get started so don’t be nervous. This is a crucial, required first step before looking at homes for many reasons. Once your lender has provided you with an updated pre-qualification letter (or a “proof of funds” letter if paying cash) then we will set out to tour homes!
We'll discuss closing cost...
Closing costs are fees charged by various professionals who work on aspects of your transaction. The majority of fees come from the lending side and are a result of a buyer obtaining a mortgage.
Closing costs are monies due in addition to the sales price of the property. Who pays them are a part of the negotiation between buyer and seller, so make sure you understand them completely before you sign your contract.
Who, What, When
We’ll discuss the timeline of the transaction from the buyer’s viewpoint.
Each transaction is different, but it’s good to know where you are in the grand scheme of things.
Finally, you'll have an opportunity to hire me.
Ready to schedule your consultation?